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Considerable care should go into the structure and layout detail of your company “Credit Account Application and Agreement” and “Applicant’s Guarantee”, as poorly prepared credit control may result in future bad debt and inability to recover. The same applies to poor office procedure and control for inspection of returned applications, as selective filling out of detail by the applicant can result in the loss of future debt recovery. This information sheet is not personal advice, simply a discussion paper. We had a client case recently for the recovery of an outstanding debt that the company debtor was unable or unwilling to work towards resolving. A detailed application and applicant guarantee was signed by the sole director a few years earlier. … Continue Reading →